An equipped apartment with furniture and appliances is being mortgaged for $60,000. You cannot live in this apartment. The owner will remain in the apartment and will pay you a benefit of $1,700 per month. The apartment will be encumbered in your favor with an obligation and registered in the public registry under a purchase redemption agreement. ➡After the expiration, the $60,000 belonging to you will be returned. The term is by agreement.