➡A furnished apartment is being mortgaged with furniture and appliances ➡ $12,000. ➡You cannot live in this apartment. ➡The owner of the apartment stays in the apartment and will pay you a benefit of ➡$360 per month. ➡The apartment will be charged in your favor by obligation and will be registered in the public registry with a buyback agreement. ➡After the expiration of the term, we will return your property of ➡$12,000. ➡The term is by agreement.