🔺 A house is being pledged for $38,000, with the owner's life. 🔺 You cannot live in this apartment. 🔺 The owner pays a benefit of $1,000 per month in exchange for the money. 🔺 A purchase agreement is formed with a buyout option. 🔺 The term is by agreement. 🔺 After the term expires, I will return your $38,000.